Skip to content
CryptoSums

IOTA Staking Calculator

Pre-filled with a typical IOTA APY of 11% — adjust everything to match your platform.

Rewards after 1 year
1.1572 IOTA
≈ $0.04 at today's price
Effective APY
11.6%
nominal 11%
Rewards per day (year 1)0.00317038 IOTA · $0.0001174
Rewards per month (year 1)0.0964324 IOTA · $0.003572
Rewards per year1.1572 IOTA · $0.04
Total at end11.1572 IOTA · $0.41
IOTA price used$0.04 (cached)
Staking rewards are usually taxed — estimate it

Data as of Jul 21, 2026APY last verifiedJul 12, 2026

Estimates only — not financial advice.

Quick answer

Staking IOTA earns rewards for helping secure the network, quoted as an annual percentage yield (APY). Your reward is roughly stake x APY x time, but it is paid in IOTA — a volatile asset — and dilution, unbonding periods and taxes cut the real return. This tool pre-fills a typical 11% APY you can adjust.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live IOTA price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (8–15% range, verified 2026-07-12) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

IOTA staking facts

Unbonding period
Stake and rewards free up at epoch boundaries, about a day apart
Minimum stake
No minimum via the official wallet's delegation
Compounding
manual (rewards claimed, then restaked)
  • Since the 'Rebased' mainnet launched in May 2025, IOTA uses delegated proof-of-stake and pays a high 10–15% APY.
  • That rate is elevated because only about half the supply is staked — expect it to compress toward 4–6% as participation rises.
  • Staking is native to the official IOTA wallet, with stake and rewards unlocking at epoch boundaries roughly a day apart.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform; and during the stake and rewards free up at epoch boundaries, about a day apart you can't sell into a crash. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different IOTA APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related guides

Is Crypto Staking Worth It? The Math Nobody Shows YouStaking APYs from 2.3% to 16% look free — until you price in dilution, unbonding risk, taxes and the fact that yield is denominated in a volatile asset.How Staking Rewards Are Taxed (US, UK, Germany, Australia, Canada)Staking rewards are usually taxed twice — as income when received, then capital gains when sold. Country-by-country rules, with worked examples.

Related calculators

Compound Interest CalculatorSame math with monthly contributionsStablecoin YieldsCompare non-volatile yield optionsCrypto Tax CalculatorRewards are usually taxable income

Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.