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Cosmos Hub Staking Calculator

Pre-filled with a typical ATOM APY of 14% — adjust everything to match your platform.

Rewards after 1 year
1.4934 ATOM
≈ $2.37 at today's price
Effective APY
14.9%
nominal 14%
Rewards per day (year 1)0.00409156 ATOM · $0.006506
Rewards per month (year 1)0.124452 ATOM · $0.20
Rewards per year1.4934 ATOM · $2.37
Total at end11.4934 ATOM · $18.27
ATOM price used$1.59 (cached)

Data as of Jul 11, 2026APY last verifiedJul 11, 2026

Estimates only — not financial advice.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live ATOM price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (11–18% range, verified 2026-07-11) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

Cosmos Hub staking facts

Unbonding period
21 days, no rewards while unbonding
Minimum stake
No minimum
Compounding
manual (claim and restake; some wallets automate)
  • ATOM's high headline APY is offset by high token inflation — judge the real (net-of-inflation) yield.
  • The 21-day unbonding window means you can't react quickly to price moves with staked ATOM.
  • Validator commission (typically 5–10%) is deducted before rewards reach delegators.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform; and during the 21 days, no rewards while unbonding you can't sell into a crash. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different ATOM APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related calculators

Compound Interest CalculatorSame math with monthly contributionsStablecoin YieldsCompare non-volatile yield optionsCrypto Tax CalculatorRewards are usually taxable income

Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.