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Flow Staking Calculator

Pre-filled with a typical FLOW APY of 12% — adjust everything to match your platform.

Rewards after 1 year
1.2683 FLOW
≈ $0.03 at today's price
Effective APY
12.7%
nominal 12%
Rewards per day (year 1)0.00347466 FLOW · $0.00008937
Rewards per month (year 1)0.105688 FLOW · $0.002718
Rewards per year1.2683 FLOW · $0.03
Total at end11.2683 FLOW · $0.29
FLOW price used$0.03 (cached)
Staking rewards are usually taxed — estimate it

Data as of Jul 21, 2026APY last verifiedJul 12, 2026

Estimates only — not financial advice.

Quick answer

Staking FLOW earns rewards for helping secure the network, quoted as an annual percentage yield (APY). Your reward is roughly stake x APY x time, but it is paid in FLOW — a volatile asset — and dilution, unbonding periods and taxes cut the real return. This tool pre-fills a typical 12% APY you can adjust.

How this is calculated

Rewards compound with the standard formula final = principal × (1 + APY/n)^(n × years), where n is your compounding frequency (choose "no compounding" for simple interest). Dollar values multiply coin amounts by the live FLOW price; the optional price-change field revalues the final position, not the yield itself.

The pre-filled APY is an indicative native-staking rate (9–15.5% range, verified 2026-07-12) — actual rates float with network participation, and platforms take commissions. Sources and update cadence are on the methodology page.

Flow staking facts

Unbonding period
Takes effect at the end of the current epoch, plus one more epoch before withdrawal (~1–2 weeks)
Minimum stake
50 FLOW to delegate
Compounding
manual (rewards paid weekly, restake to compound)
  • Rewards are paid every week at the epoch switchover (Wednesdays around 19:00 UTC).
  • Delegators automatically pay an 8% cut of rewards to the node operator — the quoted network rate is pre-fee.
  • Staking changes queue until the epoch boundary, so both staking and unstaking involve a wait of up to a week.

Frequently asked questions

Is staking taxed?
In most tier-1 jurisdictions, staking rewards are taxed as income at their market value when received, and again as capital gains when you later sell. Details differ by country — see how staking rewards are taxed and the tax calculator.
Can you lose money staking?
Yes, three ways: the coin's price can fall more than the yield earns; validators can be slashed or underperform; and during the takes effect at the end of the current epoch, plus one more epoch before withdrawal (~1–2 weeks) you can't sell into a crash. APY is a reward rate, not a guarantee of profit.
Why does my exchange quote a different FLOW APY?
Exchanges take a commission (often 15–35% of rewards) and sometimes cap promotional tiers, so their net rates usually sit below native delegation rates. This page pre-fills a typical native rate — override the APY field with whatever your platform quotes.
What's the difference between nominal APY and effective APY?
Nominal is the quoted rate; effective includes compounding at your chosen frequency. Rewards that auto-compound daily or per-epoch produce a slightly higher effective yield than the same nominal rate paid once a year.

Related guides

Is Crypto Staking Worth It? The Math Nobody Shows YouStaking APYs from 2.3% to 16% look free — until you price in dilution, unbonding risk, taxes and the fact that yield is denominated in a volatile asset.How Staking Rewards Are Taxed (US, UK, Germany, Australia, Canada)Staking rewards are usually taxed twice — as income when received, then capital gains when sold. Country-by-country rules, with worked examples.

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Disclaimer: This tool provides educational estimates only — it is not financial, investment, or tax advice. Crypto assets are volatile; past performance does not guarantee future results. See our methodology and full disclaimer.